{"id":9829,"date":"2017-10-23T14:51:03","date_gmt":"2017-10-23T19:51:03","guid":{"rendered":"http:\/\/hbtv.us\/News-for-Haleyville\/?p=9829"},"modified":"2017-10-27T18:02:49","modified_gmt":"2017-10-27T23:02:49","slug":"better-have-liability-insurance-by-nov-1","status":"publish","type":"post","link":"https:\/\/hbtv.us\/News-for-Haleyville\/better-have-liability-insurance-by-nov-1\/","title":{"rendered":"Better Have Liability Insurance by Nov 1"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\"><b>MONTGOMERY<\/b> \u2013 The Alabama Law Enforcement Agency is set to begin enforcing the Alabama Mandatory Liability Insurance Law (Act#2016-361).\u00a0<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Last year, during the 2016 legislative session, the law was passed and signed by the Governor to mandate all Alabama motorists have liability insurance.\u00a0Beginning Wednesday, Nov. 1,\u00a0those who choose to drive without liability insurance will face a civil penalty.\u00a0<\/span><!--more--><\/p>\n<p class=\"p1\"><span class=\"s1\">The MLI law provides that no person shall operate, register or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Alabama\u2019s Secretary of Law Enforcement Hal Taylor said, \u201cThere has been a grace period in enforcing that law to give motorists time to obtain the proper insurance coverage.\u00a0 Beginning Nov. 1,\u00a0motorists are subject to a civil penalty if involved in a motor vehicle incident, the vehicle you are operating is not covered by the state\u2019s mandatory liability insurance\u00a0and you are not issued a citation for no insurance at the time of the incident.\u201d\u00a0 (First offense: $200; second offense: $300; third or subsequent offenses: $400 each.) <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">In addition, Secretary Taylor said, those individuals will face a 90-day driver license suspension if they do not pay the civil penalty within 45 days or request a hearing with the Alabama Law Enforcement Agency\u2019s Driver License Division. (Driver license reinstatement fee: $100.) If a driver is issued a civil penalty, due process provides the option to appeal, and a hearing will be conducted to determine whether the motor vehicle being operated at the time of the motor vehicle incident was in compliance.\u00a0<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Alabama Department of Insurance Commissioner Jim Ridling said, \u201cIt just makes sense to have liability insurance on your vehicle because operating a motor vehicle without it drives up everyone\u2019s rates. Do the right thing, and follow Alabama\u2019s Mandatory Liability Insurance laws to help stabilize rates for Alabama insurance consumers.\u201d\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>MONTGOMERY \u2013 The Alabama Law Enforcement Agency is set to begin enforcing the Alabama Mandatory Liability Insurance Law (Act#2016-361).\u00a0 Last year, during the 2016 legislative session, the law was passed and signed by the Governor to mandate all Alabama motorists have liability insurance.\u00a0Beginning Wednesday, Nov. 1,\u00a0those who choose to drive without liability insurance will face [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/posts\/9829"}],"collection":[{"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/comments?post=9829"}],"version-history":[{"count":2,"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/posts\/9829\/revisions"}],"predecessor-version":[{"id":9885,"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/posts\/9829\/revisions\/9885"}],"wp:attachment":[{"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/media?parent=9829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/categories?post=9829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbtv.us\/News-for-Haleyville\/wp-json\/wp\/v2\/tags?post=9829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}